Small Group Health Plans · New for 2027

Health coverage for the way small businesses actually work.

Imperial's Small Group plans give employers in select markets a simpler, more affordable way to offer health coverage to their team. Launching fall 2026 in Maricopa County, Arizona and Tarrant County, Texas.

Shop Small Group plans & find resources

Market selector available at launch — fall 2026

New for 2027. Small Group is Imperial's newest line of business, launching in Maricopa County, AZ and Tarrant County, TX. Plan documents are available now for both markets — connect with a licensed broker to enroll.

Why Imperial for your team

Small businesses often face the toughest decision in benefits — finding a plan that covers employees well without breaking the budget. Imperial's Small Group plans are built specifically for small employers in fast-growing markets, with the same quality network and member experience that powers our Medicare and Individual & Family lines.

Simple Plan Design

A focused set of plan tiers so you can pick what fits without wading through dozens of options.

Local Networks

Strong regional networks built specifically for Maricopa and Tarrant counties.

Service you can count on

The same team that supports our Medicare and Individual & Family members — people you can reach when it matters.

Broker-Friendly

Distributed exclusively through licensed brokers — built to work with your existing benefits relationship and stack.

ACA-Compliant Coverage

All essential health benefits, preventive care, and COBRA-eligible coverage meeting federal Small Group market requirements.

Flexible Employer Contributions

Employers choose their contribution level. Employees select from available plan tiers within the group's offering.

Eligibility

Imperial Small Group plans are designed for employers with 2 to 50 full-time-equivalent employees located in our launch markets. State-specific eligibility rules and underwriting guidelines apply.

Launch markets

Additional markets to follow after initial launch.

Page last updated: September 11, 2026 at 12:00 PM PST (Build v5.7.171)

Small Group Plan Disclosures

Imperial Insurance Companies, Inc. is launching Small Group health insurance products in select markets in fall 2026. Small Group plans are offered to employers with eligible employees consistent with state Small Group market rules and the Patient Protection and Affordable Care Act. Plan availability, networks, benefits, and pricing are subject to underwriting and regulatory approval. Information on this site is preliminary and may change before launch.

Imperial Insurance Companies, Inc. complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATTENTION: If you speak English, language assistance services, free of charge, are available to you. Call 1-866-442-0001 (TTY: 711).

ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-866-442-0001 (TTY: 711).